PAYMENT OPTIONS FOR
SENIOR LIVING
INDEPENDENT • ASSISTED LIVING • MEMORY CARE • BEHAVIORAL
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ARIZONA LONG TERM CARE SYSTEM
The Arizona Long Term Care System (ALTC) is a part of the Medicaid program. To apply for these benefits, the process consists of two separate interviews as outlined below. PIma Council on Aging, Tucson Arizona, has a resource guide for people requesting ALTC information, available by clicking here.
If you have specific questions about your application or your circumstances, they should be addressed with the local Tucson ALTC office directly or an elder law attorney.
Once your ALTC application has been submitted, you will be contacted by a case worker, usually within a month depending on their case load. They will be asking questions about your finances, assets, and marital status. Examples of what they will want to know will include, but not limited to, the following:
- Checking and Savings Accounts
- Investments : Stocks, Bonds, Mutual Funds, 401K’s, etc.
- Retirement Accounts
- Real Estate
- Life Insurance Policies
- Assets
- Non exempt vehicles
After your financial assessment is complete and approved, a registered nurse or social worker will schedule a face to face medical evaluation. They will want to consider if the applicant is able to properly and safely perform their Activities of Daily Living. This portion of the application is based on a point system.
- Toileting
- Showering
- Dementia / Alzheimer’s
- Behavioral Issues
- Feeding
Tucson Arizona 85710
Phone: 520.205.8600
FAX: 877.666.5353
VA BENEFITS
The average cost for a private room in a residential care home in Tucson is $3000 – $4000+. Senior assisted living and memory care facilities run approximately $4000+. The variance depends on whether the resident requests a private bathroom, quality of care, and services the senior facility provides. VA benefits can help defer those costs. Retired military, veterans with active duty during specific time frames and surviving spouses are often eligible for these benefits.
info@cfevr.org
ATTN: Carroll Dale : Direct dial (931) 739-3053
718 Thompson Lane, Suite 108-235
Nashville, TN 37204
Paralegals phone: (800) 394-1250
Fax: (800) 694-1272
REVERSE MORTGAGE
A reverse mortgage is a special type of home loan for seniors, age 62 or older, which frees them up from having to make a monthly mortgage payment. Borrowers are only responsible for property taxes and insurance. Reverse mortgages allow seniors to access their home equity and defer payment of the home loan until they die, sell, or move out.
PRIVATE PAY
Unfortunately, Medicare and health insurance policies don’t pay for assisted living homes or senior facility services. If the resident doesn’t have long term care insurance or VA benefits, it’s usually up to the resident to pay privately. Costs can be considered from incomes, investments, savings or real estate.